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Money & budgeting blog: Plain answers, sources included

Straight answers to everyday money questions: how much to save, how to set a budget you'll keep, what to do when your pay changes from month to month. Every post works through real numbers and shows where they come from.
  • Wally dropping a coin into a jar beside "Trouble paying bills": 44% crossed out, then 6% circled, from CFPB data on people with less than versus at least a month of income saved.
    SAVING

    How much should be in an emergency fund? Start with one month

    Aim for one month of take-home income in your emergency fund first. In CFPB research, 44% of people with some savings but less than a month of income had trouble paying a bill in the past year. Among those with at least a month saved, 6% did.

    · 3 min read

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