Money habits that level you up
Accounts, spending by category, income trends, and a year seen end to end. See your progress compound month after month, until better money habits stop feeling like a streak and start feeling like your new standard of living.
WALLYGetting started takes five minutes
Meet Wally
He asks your name and what you are aiming for, and then he stays. A word every time you log something, one daily reminder if you have been away, and when a month goes over, a question about whether the budget was too tight — never a lecture.
He writes by name
Add your accounts
Card, cash, savings — you type each one in with the balance it has today. No bank login to set up, no statements to upload, and two accounts are free for good.
No bank login
Name your two numbers
What you can spend this month, and what you want to earn. Both get a progress bar on the home screen, so at any point you know if you are ahead or behind.
2 streaks running
Log it as you spend
A few taps per transaction, or straight from the home screen widget. Every month you finish under your limit adds one to the streak, and milestones land as the count grows.
Streak going strongEverything that turns knowing into doing
The point isn’t more numbers. It’s making the next good decision the easy one.
All your money in one place
Card, cash, savings — add each one with the balance it has today and Wealtie keeps a single total for all of them. Spend from any of them, log it in a few taps, and the total is right again.
Know your pace before the month ends
Budget Health compares how much of your limit you have used with how much of the period has passed. It updates with every expense and is included on Free.
Two streaks, counted separately
Finish within your budget or reach your income target and that goal’s streak grows. Each count has its own milestones, starting with the first completed period. Both are Free.
The bills log themselves
Rent, subscriptions, installments. Say how often each repeats and how many times, then pause any of them when life changes.
One spending limit. One income target.
Set how much you want to spend and how much you want to earn. Expenses count against the budget, income counts toward the target, and each goal keeps its own progress, history and streak. Both run monthly on Free; Pro unlocks periods from daily to yearly.
Pooled: shared as one pot
The household account. One balance, and everyone you invite sees all of it. Invite by email, and turn on a push for the moment somebody else adds a transaction. Part of Pro.
Split: shared, but not merged
One account keeps an exact total while each member sees their attributed balance. Mark a transaction as yours or split it by the current percentages. What you paid for alone stays yours. Part of Pro.
Earn in one, save in another
Each account keeps its original currency while Wealtie converts your combined total into the display currency you chose. All 68 are supported.
Categories that stay tidy as they grow
Name categories yourself and pick an emoji for each. Pro lets you nest subcategories up to four levels deep, then open only the branch you need: Health, Gym, Classes, Yoga. Free keeps up to ten categories in a simple flat list.
This is what clarity looks like
Balances, categories, transactions, income and the full year. Every screen you will actually use, on the day you install it.
He notices, and he says so
Wally writes to you by name, and every message is meant just for you. He counts the small transaction you thought did not matter, and when a month goes over he asks whether the budget was too tight rather than what you did wrong.
WALLYEvery number, spelled out
So none of them has to be taken on trust.
Currencies
Each account keeps its own
Languages
Wally included, not just the menus
Home screen widgets
iOS and Android, all on Free; two go deeper on Pro
Budget & goal periods
Monthly on Free, all five on Pro
A transfer between your own accounts is recorded as a transfer, so it never counts against a budget.
Your export is a ZIP of CSV files plus a plain-text summary — on Free as well as Pro.
On iOS the streak also fits a lock screen widget, so the count is visible without unlocking.
Categories are named by you and carry an emoji, and Pro nests them four levels deep.
Spend less and earn more, free to start
No card, no trial clock, and nothing that switches off after a month. When two accounts stop being enough, Pro is $5.99 a month, or $5.00 a month billed yearly, and you can cancel it from settings.
Those numbers are the whole restriction — nothing is time-limited and nothing switches off.
Every number the free plan stops at moves, and the goal period stops being fixed to a month.
Five features the free plan doesn’t have at all — not smaller, simply not there.
Frequently asked questions
The things people ask before they start. If yours isn’t here, Wally is one message away.
No, and it never asks to. There is no bank login, no aggregator in the middle and no read access to any account of yours. You add each account with the balance it has today and log what moves: a few taps, cash counted the same as a card, and the same app in every country. What you see is what you decided to record, not a feed you have to correct.
A few taps per transaction, and less than that once the predictable part is set to repeat — rent, subscriptions, installments log themselves. A home screen widget shows where you stand without opening the app, and if you have been away, one daily reminder can bring you back. You can switch that off.
The count starts again and nothing else changes. Your transactions, categories and history stay exactly as they were, the yearly view still shows the period, and Wally asks whether the budget was set too tight rather than telling you what you did wrong. Going over is part of finding the right number.
Come back and it is all still there. Your accounts, transactions, categories, budget and income goal are as you left them, the yearly view keeps the months you did log, and the streak simply starts counting again. Wally will not mention the gap.
No, only the one doing the inviting. Sharing is a Pro feature for the account owner, and the owner is the only person who can invite anyone in the first place — but whoever accepts joins on whatever plan they already have, free included. It also survives in the other direction: if the owner later drops back to Free, the shared account stays active for everybody on it rather than vanishing on people who changed nothing.
Sixty-eight — USD, EUR, GBP, JPY, CHF and the rest of the major currencies, plus many others most money apps skip. Each account holds its own currency, so earning in one and saving in another does not mean converting in your head.
Both, on every plan. Your export is a ZIP archive containing CSV files for your financial records and a plain-text summary, and it is never behind the paywall. Monthly, 6-month and annual subscriptions can all be cancelled from your account settings. Pro stays active until the end of the period you already paid for; after that, your account moves to Free and none of your data is deleted.
Your first streak can start today
Add one account, set one goal, log one transaction. Wally takes it from there.
