Wealtie vs Spendee: Spendee or Wealtie? The honest version.
Both help you see where your money goes. They disagree on whether your bank should be involved, and on what a budget is for. Here is each on the same six questions, from Spendee’s own website.
| Feature | Wealtie | Spendee |
|---|---|---|
| Free plan | Yes, with no time limit and no card | Yes: 1 cash wallet and 1 budget |
| Paid plan | Pro: $5.99/month, $34.99/6 months or $59.99/year | Plus: $1.99/month or $14.99/year. Premium: $5.99/month or $35.99/year |
| Bank connection | Never. You log what you spend; nothing is imported | Bank sync available, alongside manual cash wallets |
| Multiple currencies | 68, each account in its own, totals converted at each day's rate | A currency per wallet, with editable exchange rates |
| Sharing | Share one account with roles (Pro, for the owner); whoever accepts joins on any plan | Shared wallets on Plus and Premium |
| Platforms | iPhone and Android | iPhone and Android |
Checked 4 October 2026 against each app’s own website. Prices in US dollars; they can vary by country.
Which one fits you
Spendee is a good app. Whether it's the right one depends on a few things only you know.
Choose Spendee if
- You want your bank's transactions synced into a simple tracker.
- You want the lowest price for shared wallets.
Choose Wealtie if
- You want more on the free plan: two accounts, ten categories, a budget and an income goal.
- You want a forecast of where the month will end, not only a total.
- Your income moves month to month and you want a target and a streak for it.
- You'd rather not connect a bank at all.
What people switch for
- Budget Health
- Where this month's pace ends, said while there's still most of the month left.
- Two streaks
- One for months inside the budget, one for months the income goal was reached.
- An income goal
- A target to reach, separate from the limit, built for income that moves.
- 68 currencies
- Each account in its own, one total in yours, on the free plan.
What people ask when they compare
Wealtie's free plan includes two accounts, ten categories, one recurring payment, a monthly budget and a monthly income goal, Budget Health, streaks, all eleven widgets and all 68 currencies. Spendee's free Basic plan includes one cash wallet and one budget.
No. Wealtie never connects to a bank. You log what you spend, and payments you set to repeat log themselves.
SOURCES · CHECKED 4 OCTOBER 2026
Run both for a month. Keep the one you open.
Wealtie's free plan has no time limit, so there's no clock on the comparison. Add an account, set a budget and see which app you still open on the 16th.
