To share a budget with your partner in Wealtie, the account owner, on Pro, invites them to a shared account and gives them a role: editor to log spending, viewer to see it. Your partner can join on any plan, Free included. Shared costs go in the shared account; everything else stays in your own accounts, private.
· 3 min read
To move from a budget spreadsheet to Wealtie, carry over your categories and monthly amounts, add your accounts with today's balances, and start logging on the 1st. Old history stays in the spreadsheet; Wealtie doesn't import it, but it exports every transaction as CSV, so your formulas keep working.
· 3 min read
To track an emergency fund in Wealtie, add it as its own account, log each payday deposit as a transfer from your everyday account, and set your monthly budget to take-home pay minus that transfer. Transfers between your own accounts aren't spending, so the fund grows in net worth while the budget shows what you spent.
· 3 min read
Budget Health, explained: it's Wealtie's mid-month check on your spending pace. It looks at how fast you're spending against your monthly budget and warns you if, at that pace, you'll go over before the month ends. It's on the Free plan, and the point is timing: a warning on the 14th leaves two weeks to adjust.
· 3 min read
To budget for a baby, plan three things separately: one-off costs before the birth, new monthly costs once the baby arrives, and any drop in income during parental leave. The income drop is usually the biggest, so work it out first, then save for the one-off costs and test the new monthly budget before the due date.
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To cut subscription costs, list every recurring charge from three months of statements, then decide for each one: keep, downgrade, pause or cancel. Rotating streaming services instead of paying for all of them at once, and switching the ones you keep to yearly billing, usually cuts the total without losing much.
· 3 min read
The best way to save money on car insurance in 2026 is to compare quotes at every renewal: prices fell 5.0% in the year to September, according to the BLS, so last year's premium may now be above the market. Then raise your deductible if your savings can cover it, and check every discount.
· 3 min read
The car you can afford is the one whose full monthly cost, loan payment plus insurance, fuel and upkeep, fits your budget alongside rent and savings. With the average new car at $50,562 and new car loans averaging 9.45% in September 2026, a $30,000 loan over 60 months costs about $629 a month before anything else.
· 3 min read
The average monthly expenses for one person living alone in the US were about $4,207 in 2025, according to the Bureau of Labor Statistics: $50,479 for the year. Housing took $1,708 a month, 41% of the total, followed by transport at $592 and food at $474.
· 3 min read
A common answer to how much rent can I afford is 30% of gross income. A safer test uses take-home pay: keep rent to about 25% to 30% of what reaches your account, then check that rent, bills, groceries and debt payments together fit in half of it. On 4,000 a month take-home, that's rent of 1,000 to 1,200.
· 3 min read
To track cash spending, treat your wallet as an account: an ATM withdrawal is a transfer into it, not spending, and each cash purchase is logged from it as it happens. Once a week, count the cash and compare it with the wallet's balance; the difference is spending you forgot.
· 3 min read
Saving for a goal together starts with a target, a date and a monthly amount you both agree on. When you earn different amounts, contributing the same share of each income, rather than the same sum, keeps the goal fair. Keep the money in its own account and agree upfront what happens to it if plans change.
· 3 min read
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