To use multiple currencies in Wealtie, give each account its own currency and pick one display currency for your totals. Wealtie supports 68 currencies, all on the Free plan, and converts at each day's rate.
· 3 min read
To add widgets in Wealtie, long-press your home screen, open the widget picker and choose Wealtie. There are 11 on iPhone and the same 11 on Android, all on the Free plan, so pick by the question you check most often.
· 3 min read
To transfer between accounts in Wealtie, record a transfer from one account to the other, and both balances move while your budget stays the same. Transfers are on the Free plan and work across currencies.
· 3 min read
To export your data from Wealtie, go to Privacy Settings, then Data Management, then Download My Data. Your ZIP of CSV files and a plain-text summary is ready in 24 to 48 hours, on every plan.
· 3 min read
Which exchange rate to use comes down to the job: record a purchase at the amount your bank took, and convert totals at one published daily rate. Tax returns follow your tax authority's rule.
· 4 min read
How to budget for annual expenses comes down to one sum and one decision: add up every bill that comes once a year, divide by 12, and count either the monthly amount or the bill against your budget.
· 3 min read
Here's how to build an emergency fund: set a first target of one month's income, then move a fixed amount to a separate account every payday. On an income of 3,000, saving 150 a month gets you there in 20 months.
· 3 min read
How much money to save before moving out is usually about three times the rent for upfront costs, plus one month of living costs as a buffer. On a rent of 900, that comes to around 4,600.
· 3 min read
What to do with a tax refund depends on what's costing you most: pay down high-interest debt first, then fill your emergency fund, then cover bills you know are coming. Keep about a tenth to spend.
· 3 min read
To recover from holiday spending, add up what's on your cards, pick a payment you can make every month until it's gone, and cut one or two categories in January. On 1,200 at a typical card rate, 200 a month clears it in seven months.
· 3 min read
A three paycheck month happens twice a year if you're paid every two weeks, because 26 paydays don't fit evenly into 12 months. Budget on two paychecks, and the third is free to go to debt or savings.
· 3 min read
How much to keep in checking comes down to one month of bills and spending, plus a cushion of about a week's spending. On 2,400 a month, that's around 2,700, and anything above it belongs in savings.
· 3 min read
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