Using Wealtie: How to use multiple currencies in Wealtie, accounts to totals
To use multiple currencies in Wealtie, give each account its own currency and pick one display currency for your totals. Wealtie supports 68 currencies, all on the Free plan, and converts at each day's rate.
By Wealtie Team · 3 min read
Key takeaways
- Each account in Wealtie keeps its own currency, and totals are converted into the display currency you choose.
- You can log a purchase in the currency it was priced in, and Wealtie moves the account by the converted amount at the rate for that day.
- Changing your display currency recalculates nothing you've logged.
- All 68 currencies are included on the Free plan.
How do you use multiple currencies in Wealtie?
Give each account the currency it's held in, then choose one display currency for your totals. That's the whole setup. A salary account in euros stays in euros, a savings account in dollars stays in dollars, and the home screen adds them together in the currency you think in.
There are 68 to choose from, including the dollar, the euro, the yen, the Bosnian mark, the Serbian dinar, the Kenyan shilling and the Fijian dollar. The picker searches by code, name or symbol, so typing "rupee" lists the Indian, Nepalese, Pakistani and Sri Lankan ones. They're all on the Free plan.
Which display currency should you pick?
The one most of your income's paid in. That's what your month runs on, so budgets and totals will make sense without you converting anything in your head. Tracking spending in two currencies goes into how to decide.
The display currency is a view setting. You can switch it any time, totals are then shown in the new one at today's rate, and nothing you've logged gets recalculated. If you're travelling for a month and want to see everything in the local currency, you can switch and switch back.
How do you log a purchase in another currency?
Pick the currency the price was in. If you pay $24 for dinner from a euro account, Wealtie keeps "$24.00" exactly as you typed it and moves the account by the converted figure at the rate for the day of the purchase.
| What you see | Value |
|---|---|
| What you paid, kept as typed | $24.00 |
| What the account lost, at a rate of 1.10 | €21.82 |
| What the budget counts | The dollars, converted to your display currency at that day's rate |
That's the fastest way to log while you're out, and it's good enough for most purchases.
What if you want the exact amount your card charged?
Log it in the account's own currency, using the figure from your banking app. A card's charge usually includes a conversion cost, so it'll be a bit higher than the converted figure. If you want your balance to match your statement to the cent, this is the way to do it.
You can use both approaches. Log the coffee in dollars while you're standing there and the hotel from your banking app afterwards. A note on the row, like "$60, Lisbon", keeps the original price in view. Foreign transaction fees explains what your card adds.
If a balance drifts from your bank's figure, Update Balance corrects it, and the correction isn't counted as spending.
Why does your total change when you haven't spent anything?
Because a balance held in another currency is worth a different amount of your display currency every day. A dollar account shown in euros will go up and down with the rate, even during a week when you've done nothing.
That's in your total and nowhere else. Each transaction's converted at the rate for its own date and isn't redone later, so last March's dinner is still worth what it was worth in March. Your budget won't move because the rate did.
Rates come from a feed refreshed once a day, so these are daily figures and not live trading prices.
How do you move money between currencies?
With a transfer. Going from a euro account to a dollar one, the amount's converted at the current rate, and both figures are shown on the row. Transfers aren't counted as spending, so your budget doesn't see them.
If you exchanged at a different rate in real life, use Update Balance on the receiving account to match what landed. Wealtie doesn't exchange money for you, so a transfer here records what you've done elsewhere.
How do you see spending in one currency?
Filter the transaction list by currency. It's handy after a trip, when you want to see everything you spent in yen, or if you pay a foreign client's costs in one currency and want to check them later.
To get a sense of what a whole trip cost, compare the total for the period with what you'd planned. How to budget for a trip abroad has a method you can use before you leave, and budgeting as an expat covers living across two currencies for longer.
How many accounts do you need?
The Free plan includes two accounts, which covers one in each of two currencies. Pro removes the limit, so you can hold a separate account per currency, a cash wallet and savings. Your net worth tracker adds them all up. The full list of what's included is on the multi-currency budget app page.
Questions people ask
Yes. Each account keeps its own currency, and your totals are converted into the display currency you choose, at each day's rate.
Pick the currency the price was in. Wealtie keeps that amount as you typed it and moves the account by the converted figure, at the rate for the day of the purchase.
Your totals are shown in the new currency at today's rate. Nothing you've logged is recalculated, and you can switch back whenever you like.
No. All 68 currencies, per-account currencies and the display currency are on the Free plan.
Sources
- Multi-currency · Wealtie · checked 9 November 2026
This article is general information, not financial, tax or legal advice. Your situation is your own; check the numbers that apply to you before you act on them.
