Wealtie budget streaks count how many periods in a row you've kept a promise to yourself. There are two: a budget streak for every period you stay within your budget, and an income goal streak for every period you reach your income goal. Both come with nine badges, and both are on the Free plan.
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To scan receipts in Wealtie, take a photo of the receipt and the scanner reads the shop, the date, the total and each line. You then save it as one expense, or split it into one expense per line, so groceries and the household items in the same shop land in different categories. Receipt scanning is part of Pro.
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Quarterly estimated taxes are what freelancers and others without enough withholding pay the IRS during the year. You generally have to pay if you expect to owe $1,000 or more. The next due date is January 15, 2027, for income earned from September to December 2026.
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When a client pays late, send a polite reminder the day after the due date, follow up on a fixed schedule, and keep your own bills paid from a buffer, not the missing invoice. In the UK, business-to-business payments are late after 30 days by default, and you can charge 8% plus Bank Rate in interest.
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Pay off debt or save? Both, in order: a small emergency fund first, then high-interest debt, then a full emergency fund. A credit card charged 22.36% on average in August 2026 while the average savings account paid 0.38%, so every spare dollar on the card earns far more than it would saved.
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To split travel costs with friends, agree the budget and the rules before anyone books, keep one shared log of who paid what, and settle up once at the end in as few payments as possible. Most trip arguments come from rules that were never agreed, not from the amounts.
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The simplest way to split groceries with roommates is to share only the basics, like milk, oil, toilet paper and cleaning products, from a small monthly kitty, and buy everything else yourself. Full sharing works for some households, but only with clear rules about who eats what.
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To save for a car, pick a price, divide it by the months until you need the car, and move that amount to a separate account each payday. Saving 400 a month buys a 20,000 car in about four years; borrowing it over five years at the August 2026 average rate of 7.54% would cost about 4,070 in interest.
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To save for a vacation, price the whole trip first, from flights to daily spending, then divide by the months until you go. A 1,800 trip nine months away is 200 a month. Move that into a separate account each payday, and pay every deposit and booking from it, so the trip is paid for before you leave.
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An income goal in Wealtie is a target for what you want to earn each period, set beside your budget. You choose the amount, can split it across income categories like clients or side work, and see progress as income is logged. On the Free plan it's monthly; Pro adds weekly, quarterly and other periods.
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The money questions to ask before marriage cover six areas: what each of you earns, what you owe, how you spend, what you're saving for, how you'll share costs, and how you'll decide. The answers matter less than agreeing what to do with them, before the wedding rather than after the first argument.
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The best thing to do with a pay rise is decide where it goes before the first bigger payslip arrives. Work out the take-home difference, send at least half of it to savings or debt automatically, and enjoy the rest on purpose. Rises left undecided usually vanish into spending within a few months.
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