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Budgeting: How to plan a baby shower budget that stays small

A baby shower budget starts with a total, then the guest list, food and decorations are chosen to fit it. In a worked example, a shower for 15 at home costs about 180, and sharing the hosting brings each host's share down to 60.

By · 3 min read
Illustration: Wally jumping with a gold coin held up beside "60", each, three hosts sharing.

Key takeaways

  • Set the baby shower's total budget first, then choose the guest list, food and decorations to fit.
  • In a worked example, a shower for 15 at home costs about 180.
  • Sharing the hosting between three friends brings each person's share to 60.
  • Gifts that help, like essentials from a list or a nappy collection, are often more useful than novelty items.

How do you plan a baby shower budget?

Decide the total first, then plan the shower around it. Baby showers can grow quickly with themed decorations, catering and favours, but the point is to celebrate the parents-to-be, and that doesn't need much spending. A clear number makes planning easier and keeps the event relaxed. It also helps to agree early on who's organising and who's invited, since a guest list that keeps growing is the fastest way for costs to rise.

What does a baby shower cost?

Here's a shower for 15 guests at home, in round numbers that work in any currency:

LineAmount
Food and drinks100
Cake30
Decorations25
Games and prizes25
Total180
A baby shower for 15 at home. Food and drinks: 100, Cake: 30, Decorations: 25, Games and prizes: 25.
Source: Worked example in round numbers

A venue, catering or a bigger guest list can multiply that. Borrowing serving dishes and chairs from friends saves renting them. Invitations can be digital, which costs nothing. Hosting at home and keeping it to an afternoon keeps it simple. If nobody has space, a community room, a park in good weather or a friend's garden can work for little or nothing. Ask whether the host's home or a guest's is easiest for the parent-to-be to get to.

How should hosting costs be shared?

Often between a few friends or family members. Split three ways, 180 is 60 each. Agree who's paying for what before you start buying, so nobody ends up covering more than they expected. Keep a simple list of who's bringing what, so you don't end up with five cakes. Some groups ask guests to bring a dish, which cuts the food cost a lot.

Traditionally, the parents-to-be don't host their own shower, but customs vary. If they'd like to host, a simple gathering is just as good.

How do you keep food costs down?

Keep it to an afternoon, so you're serving snacks and cake, not a full meal. Finger food, sandwiches, fruit and a homemade cake go a long way. A potluck, where each guest brings something, spreads the cost and the work, and guests usually enjoy contributing. Drinks can be simple: tea, coffee, a big jug of something cold. A friend who bakes might be happy to make the cake as their gift.

What about decorations and favours?

Keep them minimal. A few balloons, a homemade banner and flowers from a garden or supermarket are enough. Favours are optional, and many guests leave them behind. If you'd like to give something, a small homemade treat costs little. Decorations like bunting or flowers can be reused in the nursery afterwards.

What gifts are most useful?

Things the parents will use. A short list of essentials, like nappies, wipes, muslins and basic clothes in a few sizes, helps more than novelty items. A "nappy collection", where each guest brings a pack, gives the parents a real head start. Some groups pool money for one bigger item the parents need. Asking the parents for a short list stops guests guessing.

Second-hand items in good condition, like books and some clothes, are welcome gifts too. How to budget for a baby lists what parents need in the first months.

What if guests can't afford much?

Make it clear that presence matters more than presents. Suggest a low price range, or a shared gift that anyone can contribute to at any amount. A handwritten card or a frozen meal for the first weeks after the birth can mean as much as a bought gift.

When should you hold it, and how long should it be?

Many showers happen a month or two before the due date, when the parent-to-be is still comfortable to celebrate. An afternoon of two or three hours is plenty and keeps food simple. Weekend afternoons suit most guests, and avoiding mealtimes means snacks are enough.

Some families hold a shower after the baby arrives instead, so guests can meet the baby and the parents know what they still need. That can make gifts more useful, and it spreads the costs of a new baby across a longer stretch.

How do you track shower costs in Wealtie?

If you're sharing the hosting, a shared account lets everyone see what's been spent and split costs to the cent, with the owner on Pro and others on any plan. Otherwise, log costs in a Gifts or Events category, so your expense categories show what the shower came to. The shared accounts page has more.

Questions people ask

About 180 for 15 guests at home in a worked example, though a venue or a bigger guest list costs more.

Often a few friends or family members share the hosting costs. Agree who pays for what before buying anything.

Host at home in the afternoon, serve snacks and cake, ask guests to bring a dish, and keep decorations simple.

Essentials like nappies, wipes and basic clothes in a few sizes, or a pooled gift for something bigger the parents need.

This article is general information, not financial, tax or legal advice. Your situation is your own; check the numbers that apply to you before you act on them.

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