---
title: "Wealtie Free vs Pro: what each plan includes"
description: "A comparison of Wealtie Free vs Pro: accounts, categories, recurring transactions, budget periods, analytics, sharing and receipts, with Pro prices."
author: "Wealtie Team"
published: 2026-11-10
updated: 2026-11-10
category: "Using Wealtie"
canonical: https://wealtie.com/blog/wealtie-free-vs-pro
---

# Wealtie Free vs Pro: what each plan includes

Wealtie Free vs Pro comes down to limits and extras. Free gives you two accounts, ten categories, one recurring transaction, a monthly budget and all 68 currencies, and Pro removes the limits and adds sharing, receipts and income analytics.

## Key takeaways

- Wealtie Free has no time limit and includes two accounts, ten categories, one recurring transaction, a monthly budget and income goal, Budget Health, streaks, 11 widgets and 68 currencies.
- Pro removes the limits on accounts, categories and recurring transactions, and adds other budget periods, income analytics, account sharing and receipt scanning.
- Pro is advertised at $5.99 a month, $34.99 for six months or $59.99 a year.
- Data export is included on every plan.

## Wealtie Free vs Pro: what's the difference?

Free covers a full budgeting setup with some limits. Pro removes the limits and adds features for more complex finances, like sharing an account, scanning receipts and seeing your income in detail. Both are on iPhone and Android, and there's no web or desktop app.

The core of budgeting is on both plans: logging spending and income, a monthly budget with Budget Health, streaks, analytics for the month, widgets, currencies and export. Pro matters most when you've got more accounts, a household to share with, irregular income or a lot of receipts.

## What does each plan include?

Here's the comparison, from Wealtie's published product facts:

| Feature | Free | Pro |
| --- | --- | --- |
| Time limit | None, no card needed | |
| Accounts with net worth | 2 | Unlimited |
| Categories | 10 | Unlimited, nested up to 4 levels |
| Recurring transactions | 1 | Unlimited |
| Budget and income goal | Monthly | Daily, weekly, monthly, quarterly or yearly |
| Budget Health | Included | Included |
| Streaks and badges | Included | Included |
| Spending analytics | Monthly overview | Any period |
| Income analytics | | Sources, stability score, projection |
| Home screen widgets | All 11 | All 11 |
| Currencies | All 68 | All 68 |
| Transfers between accounts | Included | Included |
| Data export | Included | Included |
| Account sharing | | Owner, editor and viewer roles |
| Receipt scanning | | Included |
| Priority support | | Included |

A few rows need a word of explanation. The account limit on Free counts accounts you own, and joining someone else's shared account is a separate thing. Categories on Free are a flat list of ten, while Pro lets you nest them four levels deep, like Health, Gym, Classes, Yoga. On Pro, a budget or income goal can run weekly, quarterly or yearly instead of monthly, which suits weekly pay or quarterly invoicing.

## How much does Pro cost?

Pro is advertised at $5.99 a month, $34.99 for six months or $59.99 a year. Prices in your app store may be shown in your local currency, and the store shows the exact price before you confirm. The six-month plan sits in between: $34.99 for six months is about $5.83 a month, and $59.99 a year is about $5 a month. The yearly plan works out cheapest per month if you'd keep it all year. [Annual or monthly subscription](https://wealtie.com/blog/annual-or-monthly-subscription) shows how to work out the break-even.

## Who is Free enough for?

Most people starting out. If you've got one everyday account and one savings account, ten categories are enough for you, and you've got one bill that repeats, like rent, Free covers it. You still get a monthly budget, Budget Health, streaks, all the widgets and all the currencies.

Free has no time limit, so it isn't a trial, and you can stay on it as long as it fits. If you track a cash wallet as well as a card and a savings account, two accounts can feel tight, and that's a common reason to look at Pro. A good test: use Free for a month or two. If you keep hitting a limit, that's the sign to look at Pro.

## Who gets the most from Pro?

People with more moving parts:

- Several accounts, like a joint account, savings pots and a cash wallet
- More than one repeating bill or income
- Variable income, where income analytics and the stability score help
- Couples or flatmates who want to share an account
- Anyone who'd like receipts scanned instead of typed
- People who prefer a weekly or yearly budget

Receipt scanning reads the shop, date, total and each line, and you can save one expense or one per line. It works on Latin-alphabet receipts, and the photo isn't stored. Income analytics show where your income comes from, a stability score out of 100 and a projection for the next period.

## How does sharing work across plans?

The account owner needs Pro to invite someone. Whoever accepts can be on any plan, including Free. So in a couple, only one of you needs Pro to share an account. A shared account can use pooled or per-person balances, and expenses can be split to the cent. [Sharing a budget with your partner](https://wealtie.com/blog/share-budget-with-partner) walks through it.

## Can you cancel Pro?

Yes. If you're unsure, the monthly plan lets you try Pro for a month without committing to a year. Monthly, six-month and annual subscriptions can be cancelled from your account settings, and Pro stays active until the end of the period you've paid for. Your data can be exported on any plan, as a ZIP of CSV files, so your records stay yours whichever plan you're on.

## Where can you see the full details?

The [budget app](https://wealtie.com/budget-app) page compares Free and Pro, and the [budget tracker](https://wealtie.com/features/budgets) page covers budgets and periods. The feature pages for [shared accounts](https://wealtie.com/features/shared-accounts) and the [receipt scanner](https://wealtie.com/features/receipt-scanner) explain the Pro features in more detail. For anything that isn't answered there, the contact page lists an email address.

## Questions people ask

### Is Wealtie free?

Yes. Wealtie Free has no time limit and needs no card, and includes two accounts, ten categories, one recurring transaction, a monthly budget and income goal, Budget Health, streaks, 11 widgets and 68 currencies.

### How much is Wealtie Pro?

Pro is advertised at $5.99 a month, $34.99 for six months or $59.99 a year. Your app store may show prices in your local currency.

### What do I get with Wealtie Pro?

Unlimited accounts, categories and recurring transactions, budgets on other periods, income analytics, account sharing, receipt scanning and priority support.

### Do both people need Pro to share an account?

No. The account owner needs Pro to invite, and the person who accepts can be on any plan.

## Sources

1. [Wealtie product facts (llms.txt)](https://wealtie.com/llms.txt) (Wealtie, checked 9 November 2026)
2. [Budget app: Free vs Pro](https://wealtie.com/budget-app) (Wealtie, checked 9 November 2026)

*This article is general information, not financial, tax or legal advice. Your situation is your own; check the numbers that apply to you before you act on them.*